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Frequently Asked Questions

  • IFSC is an acronym for Indian Financial System Code. IFSC code is a unique eleven-digit number which is a combination of alphabets and numerals. It is used to transfer funds online for NEFT, IMPS and RTGS transactions. Usually, this code can be found on the chequebook provided by the bank. It can also be found on the front page of the accountholder’s passbook.

    The IFSC code of each bank branch is assigned by the Reserve Bank of India. Internet banking transactions for transferring funds, using NEFT, IMPS and RTGS, can’t be initiated without a valid IFSC or Indian Financial System Code.

    Generally, there isn’t any change or update in the 11-digit IFSC code. Recently, the State Bank of India changed the Indian Financial System Code of its branches all over the nation after the merger with five associate banks and 1 other bank.

  • IFSC or Indian Financial System Code is a 11-digit alphanumeric code that is used to uniquely all bank branches within the National Electronic Funds Transfer (NEFT) network by the Reserve Bank of India.

  • A branch code is a unique identifying code for a given branch of a bank. Each branch of a bank is differentiated by its branch code. These branch codes are known by various different names across the globe.

  • IFSC code is not the same as branch code. IFSC (Indian Financial System Code) consists of eleven characters and is used to identify the bank and its branch. While the branch code is a part of the IFSC code, it is not the same.

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